Wealth Management & Investments
Written by: Sam Clement, Portfolio Manager Mutual Funds and ETF’s are actually very similar; however, they have a few distinct differences that may make one better than the other for certain investors. Both Mutual Funds and…
There isn’t a ‘one-size fits all’ amount you should save for retirement. There never has been and never will be. People are different. They have differing definitions of retirement, spending patterns, priorities, number of beneficiaries, etc.…
A lot people have an IRA or some other form of tax-deferred retirement account. As the owner doesn’t deplete the account(s) prior to their death, someone else will have to deal with the IRS’s rules regarding…
Top-down and bottom-up investing show that even in investing there is more than one way to skin a cat. To put it simply top-down investing is going to start with a broader view of the market…
What is a trust? How do they work? Does a will supersede a trust or vise verse? A trust and a will are two separate legal entities which normally work in conjunction with one another in…
A new year means new tax laws, and this year is no exception. On December 20, 2019, the Setting Every Community Up for Retirement Enhancement (SECURE) Act was signed into law resulting in many significant changes…
When it comes to their portfolio’s investors hate to take losses. But sometimes a loss could be just what the CPA ordered. As we wrap up another strong year in the stock market many people are…
The end of the year is quickly approaching. As people turn their attention to holiday shopping and celebrations with friends and family, taxes may be the last thing on their minds. However, implementing one or more…
A new diagnosis of Dementia can lead to many questions for both patients and caregivers. After the inquiries about medical care and treatment options the focus generally turns towards the management of a patient’s financial assets.…
After receiving a diagnosis of dementia, the thought of all the planning that needs to take place can be a great source of anxiety for both caregiver and patients. However, getting started with planning sooner…