After two consecutive bizarre years, would it have been too much to ask to have some sense of normalcy during the first quarter of 2022? Apparently it was. January started off poorly, and things only seemed…
Category: Wealth Management
In our new COVID world, it is normal to see shortages throughout the economy. Near empty car lots, and grocery shelves that don’t always have what you need are now common. There is also another shortage…
The Federal Open Market Committee (FOMC or Committee), the monetary policy making arm of the Federal Reserve, concluded its 2-day meeting this afternoon, and raised the overnight target lending rate between member banks by 0.25% (25…
Although it has been well over a decade ago, the bursting of the US housing bubble from 2007-2009 still looms large in the minds of many homeowners, and for good reason. From the end of 2006…
About Oakworth
Oakworth Capital Bank Announces Entrance into Middle Tennessee Market with Greer Redden as Market Leader
Oakworth Capital Bank is entering the Middle Tennessee Market with its new office in the Nashville area. Oakworth, which was named “Best Bank to Work For” in both 2018 and 2019 by American Banker, delivers a…
What are my options? Employee stock options can be a great way to build long term wealth and participate in the growth of a company. However, when it comes time to utilize those options there can…
Some Frequently Asked Questions
I don’t have a lot of money, so why do I need a will or estate plan?
You need to have a will if you meet any or both of the following conditions: 1) have a net worth in excess of, say, $10, and; 2) there is any one in the world about…
Both Roth IRAs and Traditional IRAs are great ways for individuals to save for retirement with tax breaks to incentivize doing such. There are several differences between a Roth and traditional IRA such as a Roth…
Some Frequently Asked Questions
What does the term asset allocation mean? What should mine look like?
Asset allocation is an investment strategy that whether they know it or not, every investor uses. Asset allocation essentially is the diversification of a portfolio across non-correlated asset classes that will produce the maximum return for…
Some Frequently Asked Questions
Can I have a growth portfolio and sell needed shares each year if I need a set amount of income at retirement or is it best to invest in dividend yielding stocks?
Written by: Sam Clement, Portfolio Manager The total return of any asset is made up of: 1) the income the investment generates, and; 2) the principal appreciation. How do you want your return? Assume the stock…