Company Overview

Headquartered in Birmingham, Alabama, Oakworth Capital Inc., via its wholly-owned subsidiary Oakworth Capital Bank (“Oakworth”), provides commercial and private banking, wealth management and advisory services to clients across the United States. Oakworth was named the #1 “Best Bank to Work For” in 2018, 2019, 2020, and 2021 by American Banker.

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Oakworth Vision Statement
Bank Assets:$1.2Billion*as of December 31, 2021
Total Wealth Assets:$2.0Billion*as of December 31, 2021
$21.68Book value per share*as of December 31, 2021

2021 Annual Shareholder Update

2021 was a milestone year for Oakworth in many respects.  We crossed $1 billion in total bank assets at the end of the third quarter and proceeded to grow to $1.2 billion by year end.  Wealth assets grew to $1.99 billion at the end of the year driven by a mix of new relationships, additions to existing relationships and market performance.  The newly opened Middle Tennessee/greater Nashville office performed very well!  And, being named the #1 “Best Bank to Work For” for the 4th year in a row by The American Banker continues to provide objective evidence of our success in creating a workplace that attracts the best and brightest talent.

To expand on Middle Tennessee, we have an outstanding team in the market that continues to validate that the right people, paired with the Oakworth approach and operating system, in the right market is a winning formula. By year end, Middle Tennessee was very close to a break-even run rate.  More exciting, we have a full and active pipeline of business to close in 2022!  We are ready for and confident in our ability to enter our next dynamic market.  As always, timing will depend on finding the right people to serve our clients with the high level of service that the Oakworth brand conveys.

Additional Reports

Balance Sheet Growth

in millions

Shareholder Reports

Transfer Agent

Computershare is the stock transfer agent and registrar for Oakworth Capital Inc.

We encourage you to access your account(s) online at  (Note that if your shares are held via a third party, you must access your holdings through that party and not Computershare.)  We also encourage you to use the Computershare site to sign up for direct deposit of dividends and electronic access to tax reporting.

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