Commercial & Private Banking

Commercial Banking

Fully versed in the financial complexities of commercial, industrial, and professional businesses, your Oakworth Client Advisor meets with you, the business owner/partner to understand completely your unique needs, then coordinates a deeply experienced, multidisciplinary team of financial experts to create a tailored set of strategies. The personal assets of our clients are often inextricably intertwined with their business. By bringing our substantial experience to bear, we can offer unique integrated solutions to manage both corporate and personal financial growth.

Private Banking

While the term “private banking” connotes a level of service afforded only to the very, very wealthy, at Oakworth Capital it simply reflects the degree to which we build our relationships with our clients. We treat you as an individual not simply as an account holder. While the distinction may seem trivial – to us it makes all the difference in the world. One is what you’d expect from public banking – the other is what you’d expect from Oakworth.

Our Commercial & Private Banking Services

Deposit Services

Commercial

  • Checking
  • Money Market
  • Savings
  • Certificate of Deposit

Personal

Lending Services

Commercial

  • Working Capital Lines of Credit
  • SBA Lending
  • Equipment Financing and Leasing
  • Owner Occupied Real Estate
  • Investment Property

Personal

  • Lines of Credit
  • Home Equity Lines/Loans
  • Construction Loans
  • Margin Loans/Lines

Treasury Management Services

  • Sweep Accounts
  • Online Banking/Bill Payment
  • Debit Cards
  • ACH/Direct Deposit
  • Zero Balance Accounts
  • Positive Pay
  • Wire Services
  • Remote Deposit
  • Travel Cards
  • Gift Cards
  • Lock Box Services
  • Corporate Credit Cards