Thought Leadership

We believe communication is the key to successful client relationships. While sharing useful information is beneficial, regardless of source, Oakworth believes in the value proposition of developing and having its own experienced financial professionals and ideas. By generating our own market commentaries, economic newsletters, topical subject analysis and serials, and even conversational podcasts and videos, our clients know we are using our knowledge, creativity and experience to help them succeed.

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Macro & Market Perspectives

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Common Cents Blog

When the Middle Gets Squeezed

On Friday, October 16, 2026, I ate lunch at one of my regular Indian restaurants here in town. As with most places that have a lunch buffet, the items off the dinner menu are much better.…

Macro & Market Perspectives

Fourth Quarter Predictions, 2026

  Unless something completely unforeseen happens, the quasi-war with Iran is likely to continue for a while longer. Absent a major escalation, the government in Tehran isn’t likely to completely collapse unless the U.S. invades and…

Macro & Market Perspectives

State of the Economy

During the third quarter of 2026, there seemed to be only three things people wanted to discuss about the economy: energy prices, the Federal Reserve and data centers—and not necessarily always in that order. Energy Prices…

Common Cents Blog

The Cost of Borrowing

My first job in the investment business was managing fixed income portfolios and trading bonds for a bank trust department in Baltimore. This was way back in the early 1990s, and a lot has changed over…