We had a pretty sneaky suspicion 2015 would be a difficult year for the markets, and told our clients to prepare for the proverbial roller coaster. I don’t mind telling you the hills on this year’s wild ride were sometimes much steeper than we had envisioned, and the cars went a little faster than we would have liked. The slumps in energy and international stocks were a little more protracted than most people, including us, had initially expected, but everything else in the markets was about as advertised.…read on…
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