The word “budget,” often evokes a negative reaction for fear it will be restrictive and limit the things we’re able to do. However, a budget doesn’t have to feel restrictive to be effective. While creating one…
Financial Literacy
The start of a new year often brings a renewed focus on personal and professional goals. January is more than a time for resolutions; it’s an opportunity to step back, assess your financial landscape, and proactively…
Talking money can feel tacky, but there is a time and a place for it – especially with your professional wealth advisors and your family when the moment is right. Without open communication, years of planning…
As featured in the Charlotte Business Journal. Whenever I make public speeches, I like to start things off with an old, tired joke. I tell the audience that the conference organizers asked me “to say a…
The Social Security Act was signed into law on August 14, 1935, and it didn’t take long for people to start asking questions about the program. While Social Security might seem straightforward at first—contribute during your…
For years, financial professionals have closely monitored the scheduled expiration of the Tax Cuts and Jobs Act of 2017 (TCJA), anticipating how its sunset at the end of 2025 might impact planning strategies. Now, with the…
Sending a child off to college is an exciting milestone — for both students and parents. While you’re busy packing dorm essentials and setting up class schedules, don’t overlook some critical financial and legal preparations. Taking…
As inflation and economic conditions evolve, the IRS regularly adjusts financial thresholds for tax-advantaged accounts and tax exclusions to reflect changes in the cost of living (COLA = cost of living adjustments). These updates impact retirement…
Outside of planning for retirement and purchasing a home, educational expenses are among the most challenging financial events to plan for. Higher education plays a crucial role in both personal and professional development, often serving as…
In the ever-changing landscape of employee compensation, companies often leverage various instruments to attract and retain top talent. Over the past few years Restricted Stock Units (RSUs) have become increasingly more popular and in some cases…