For many high-income and high-net-worth families, tax planning often centers on familiar, year-end techniques: deferring income, maximizing deductions, and harvesting capital losses. These strategies can be valuable tools. However, they are typically focused on a single…
Financial Literacy
Congratulations! Getting married is a monumental step in life. It is not only a union of two individuals, but the bringing together of two sets of finances. While love might be the foundation of that union,…
Financial Literacy
Rising Gold and Silver Prices Mean Your Jewelry May Need Reappraisal for Insurance Coverage
As featured in the Birmingham Business Journal. As anyone who follows the financial markets closely knows, precious metals have experienced a notable period of price appreciation. Not surprisingly, I have gotten a lot of questions, from…
In the ever-changing landscape of employee compensation, companies often leverage various instruments to attract and retain top talent. Over the past few years Restricted Stock Units (RSUs) have become increasingly more popular and in some cases…
The word “budget,” often evokes a negative reaction for fear it will be restrictive and limit the things we’re able to do. However, a budget doesn’t have to feel restrictive to be effective. While creating one…
The start of a new year often brings a renewed focus on personal and professional goals. January is more than a time for resolutions; it’s an opportunity to step back, assess your financial landscape, and proactively…
Talking money can feel tacky, but there is a time and a place for it – especially with your professional wealth advisors and your family when the moment is right. Without open communication, years of planning…
As featured in the Charlotte Business Journal. Whenever I make public speeches, I like to start things off with an old, tired joke. I tell the audience that the conference organizers asked me “to say a…
The Social Security Act was signed into law on August 14, 1935, and it didn’t take long for people to start asking questions about the program. While Social Security might seem straightforward at first—contribute during your…
For years, financial professionals have closely monitored the scheduled expiration of the Tax Cuts and Jobs Act of 2017 (TCJA), anticipating how its sunset at the end of 2025 might impact planning strategies. Now, with the…