Commercial Banking
Fully versed in the financial complexities of commercial, industrial, and professional businesses, your Oakworth Client Advisor meets with you, the business owner/partner to understand completely your unique needs, then coordinates with a team of experienced professionals to create a tailored set of strategies. The personal assets of our clients are often inextricably intertwined with their business. By bringing our substantial experience to bear, we can offer unique integrated solutions to manage both corporate and personal financial growth.
Treasury Management
Our Treasury Management team takes a personalized approach, crafting tailored solutions that aim to align with your unique needs. You gain a dedicated team that are determined to understand the core of your business, aiming to deliver innovative strategies that streamline operations to improve and enhance your financial outcomes. Let us manage the day-to-day so you can keep your focus on the big picture.
Private Banking
While the term “private banking” connotes a level of service afforded only to the very, very wealthy, at Oakworth Capital it simply reflects the degree to which we build our relationships with our clients. We treat you as an individual not simply as an account holder. While the distinction may seem trivial – to us it makes all the difference in the world. One is what you’d expect from public banking – the other is what you’d expect from Oakworth.
What Our Banking Clients Are Saying
Our Commercial & Private Banking Services
Deposit Services
Commercial
- Checking
- Money Market
- Savings
- Certificate of Deposit
Personal
- Checking
- Money Market
- Savings
- Individual Retirement
- Certificate of Deposit
- Mobile Deposit
- Mobile Wallet
- SecurLOCK Equip Mobile App
Lending Services
Commercial
- Working Capital Lines of Credit
- SBA Lending
- Equipment Financing and Leasing
- Owner Occupied Real Estate
- Investment Property
Personal
- Lines of Credit
- Home Equity Lines/Loans
- Construction Loans
- Margin Loans/Lines
Treasury Management Services
- Sweep Accounts
- Online Banking/Bill Payment
- Debit Cards
- ACH/Direct Deposit
- Zero Balance Accounts
- Positive Pay
- Wire Services
- Remote Deposit
- Travel Cards
- Gift Cards
- Lock Box Services
- Corporate Credit Cards