What makes Oakworth Capital unique is our approach. This approach includes Three Core Disciplines: Commercial and Private Banking, Wealth Management, and Advisory Services. When asked what our clients value the most about their relationship with Oakworth, it is the people, the service and the ease of doing business.
Commercial & Private Banking
Our team understands the financial complexities of personal, commercial, industrial, and professional businesses. They will meet with you directly to understand completely your unique needs, then will coordinate an experienced, multidisciplinary team of financial professionals to create a tailored set of strategies. The personal assets of our clients are often inextricably intertwined with their business. By bringing our substantial experience to bear, we strive to offer unique integrated strategies to manage both corporate and personal financial growth.
Wealth Management
Complex financial situations often require sophisticated solutions. Oakworth’s experienced staff of fiduciary professionals provides comprehensive trust and estate administration services. These can include: assisting with generational wealth transfers, providing invoice management strategies, coordinating the activities of other trusted advisors, overseeing governing documents, managing unique assets including timberland, and a host of other services we designed to make your financial life easier.
Advisory Services
Managing both the broad view and the complexities of our clients’ wealth management is our hallmark at Oakworth Asset Management. Our holistic approach allows us to manage assets not just for today, but for generations. Your Client Advisor works to understand your values and goals, then coordinates a multidisciplinary team of financial professionals that aim to manage your investment portfolio based upon your risk tolerance and a set of goals designed uniquely for you. We advise our clients on the appropriate asset allocation and execute this strategy through the use of an open-architecture investment platform. We then work closely with our clients to achieve their generational financial objectives.
Our Process
Helping you succeed begins with a deeper understanding of your financial picture.
At Oakworth, your advisor will guide you through our 4-step process to help you achieve your financial goals with a customized solution. As life changes, your advisor will monitor and update your path to keep you on track with your goals.
Getting to Know You
- Gather information in order to best understand your financial situation
- Ask questions to gain an understanding of your priorities and objectives
- Confirm your immediate needs in order to develop solutions
Present Solutions
- Organize the Oakworth team with specialities that fit your immediate needs
- Propose the Oakworth Capital Client Solution
- Work with you to develop a strategy for moving your financial relationship to Oakworth.
Establish Your Oakworth Relationship
- Establish your accounts
- Restructure accounts with goal of ensuring they are set up appropriately.
- Streamline your transition from existing financial institutions
Help Improve Your Financial Life
- Communicate with you based on your preferences
- Continued solutions as your financial needs change
- Coordinate the Oakworth team to ensure a high level of service
Throughout our history of helping people succeed, the Oakworth Process has resulted in an industry leading Net Promoter Score of 94 and a Client Retention Rate of 95% (fiscal year 2024).
Client Specialties
Because we cater to a wide variety of individuals, we have a select group of services readily available for those with specifically in-depth financial needs.
Throughout our history of helping people succeed, the Oakworth Process has resulted in an industry leading Net Promoter Score of 94 and a Client Retention Rate of 95% (fiscal year 2024) . By renewing the age-old art of personal service combined with the benefits of modern technology, a more personable experience emerges bringing solutions for more growth.