Insights

We know financial decisions aren’t made in isolation—they’re made within the context of your business, your family and your future. That’s why we offer banking insight that’s both practical and personal. From commercial and private banking trends to treasury strategies, fraud prevention, and trust resources, our guidance is shaped by a personal understanding of your goals. No noise. No filler. Just timely, relevant guidance from a team that knows your name and understands what success looks like for you.


Unemployment Identity Theft

Unemployment Fraud is on the rise across the country and it’s been said that we should expect to see an increase in these types of crimes in the months ahead.  This is a form of identity…

Protecting Your Relief Check

While the relief checks are starting to be sent out, the safety and security of our clients, their families, and their commercial interest is our main priority. Please remember that while you are working from the…

Cyber Fraud in the Time of COVID-19

Cyber Fraud in the Time of COVID-19 by Trent Green Ahh….Spring 2020, warming temperatures, fragrant Spring breezes, the flowering of that most iconic of southern plants, the azalea, and COVID-19.  Wait what??? Last year at this…

Resources for Business Owners Impacted by COVID-19

Resources for Business Owners impacted by COVID-19 To say that the past few weeks have been unprecedented would be the biggest understatement of this very young decade.   While everyone is likely to feel some impact from…

What is the Best Way to Save for College?

Written by: Alice B. Womack, Associate Managing Director, Private Banking There are a variety of ways to save for college and the single best way to save is dependent on your financial picture.  Regardless of the…

What is a trust?

What is a trust? How do they work? Does a will supersede a trust or vise verse? A trust and a will are two separate legal entities which normally work in conjunction with one another in…

Why is Prime Rate Important?

Written by: Michael Mims, Managing Director, Private banking The Prime Rate or Prime Lending Rate is generally accepted as the interest rate banks charge their best clients.  Prime Lending Rate changes anytime the Federal Open Market…

What is Cash Flow Planning?

Written by: Michael Mims, Managing Director, Private banking Cash Flow Planning is basically a strategic plan to review anticipated revenues / income and expenses / cash outflows over a defined period of time. Cash Flow Planning…

Let’s Talk About Debt

Debt is not a bad thing. In fact, it can actually be a good thing if managed properly. By ensuring that your debt is being proactively monitored you can better manage your taxes and ensure your…