Shareholder Relations
Company Overview
Headquartered in Birmingham, Alabama, Oakworth Capital Inc., via its wholly-owned subsidiary Oakworth Capital Bank (“Oakworth”), provides commercial and private banking, wealth management and advisory services to clients across the United States. Oakworth Asset Management, LLC which is owned by Oakworth Capital Bank, provides advisory services to clients. Oakworth Capital Bank was named the #1 “Best Bank to Work For” in 2018, 2019, 2020, 2021, 2022 and 2023 by American Banker, and #2 in 2024 and 2025.
Oakworth Capital Inc. Reports 19% Growth in Net Income
Oakworth Capital Inc. (OTCQX: OAKC) reported 19% net income growth and 13% diluted EPS growth in the year-to-date period ended September 30, 2026 compared to the same period in 2025. Realization of returns on past investments has been a focus that is evident in a 57% third quarter efficiency ratio and 1.2% third quarter return on assets. Strong balance sheet and wealth asset growth was also evident in the quarter and year-to-date periods with wealth assets growing 17% year-over-year, loans growing 16% compared to 2025 and deposits up 17% over 2025. Linked quarter deposit growth was particularly strong at 13% (52% annualized). Oakworth’s Chairman and CEO Scott Reed stated, “We are pleased with the profitable, balanced growth we experienced in third quarter. We appreciate the support for our story that was evidenced by the completion of a $15.4 million common equity capital raise in the quarter, and we look forward to working hard to deliver value for our new and existing shareholders.”
Read the full earnings release and view financial statements here.