The Oakworth Commitment

Oakworth began operation at the beginning of the Great Recession as interest rates were falling. During that period of falling rates, we were mindful that our clients count on us to pay competitive interest rates on their deposits.  We lowered deposit rates at the slowest possible pace while maintaining a prudent approach to managing our business.

As I am sure you are aware, interest rates are rising as a result of the Federal Reserve raising its overnight rate. Oakworth is committed to paying competitive deposit rates and will continue to monitor interest rates and adjust our rates to reflect market changes. Our first core value is the Golden Rule.

We intend to always provide a competitive rate of return for our clients. Because of our unique business model, we offer the safety of “five-star” rated bank deposits as well as investment options through our robust wealth management group.  Simply put, we are committed to providing very competitive alternatives for your hard-earned money on a continuing basis. That is just the way we would want to be treated.

Thank you for your continued support, and we welcome the opportunity to talk with you about your deposit or investment needs.


Scott Reed

Chief Executive Officer