Privacy Policy




This information is being provided on behalf of Oakworth Capital Bank and its affiliates and subsidiaries.


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The type of personal information we collect and share depends on the products or services you have with us. This information can include:

  • Social Security Number and Account Balances
  • Payment history and transaction history
  • Credit history and Credit score

When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to have their customers’ personal information to run their everyday business. In the section below, we list many of the reasons financial companies can share their customers’ personal information; the reasons Oakworth Capital Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information: Do we share? Can you limit this sharing?
For our everyday business purposes – such as to process transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes – to offer our products and services to you YES NO
For joint marketing with other financial companies NO WE DON’T SHARE
For our affiliates’ everyday business purposes – information about your transactions and experiences NO WE DON’T SHARE
For our affiliates’ everyday business purposes – information about your creditworthiness NO WE DON’T SHARE
For our affiliates to market to you NO WE DON’T SHARE
For our nonaffiliates to market to you NO WE DON’T SHARE
Questions? Call 205.263.4700 or go to


What we do

How does Oakworth Capital protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Oakworth Capital collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Apply for a loan
  • Provide account information
  • Seek advice about investments
  • Advisory Services
  • Use your credit or debit card or make deposits or withdrawals from your account
  • Tell us about your investment or retirement portfolio

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.



Companies related by common ownership or control. They can be financial and non-financial companies.

  • Oakworth Capital Bank has no affiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

  • Oakworth Capital Bank does not share with nonaffiliates so they can market to you
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Oakworth Capital Bank does not jointly market