FACTS
WHAT DOES OAKWORTH CAPITAL BANK DO WITH YOUR PERSONAL INFORMATION?
Who?
This information is being provided on behalf of Oakworth Capital Bank and its affiliates and subsidiaries.
Why
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The type of personal information we collect and share depends on the products or services you have with us. This information can include:
- Social Security Number and Account Balances
- Payment history and transaction history
- Credit history and Credit score
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to have their customers’ personal information to run their everyday business. In the section below, we list many of the reasons financial companies can share their customers’ personal information; the reasons Oakworth Capital Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information: | Do we share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
| For our marketing purposes – to offer our products and services to you | YES | NO |
| For joint marketing with other financial companies | NO | WE DON’T SHARE |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | NO | WE DON’T SHARE |
| For our affiliates’ everyday business purposes – information about your creditworthiness | NO | WE DON’T SHARE |
| For our affiliates to market to you | NO | WE DON’T SHARE |
| For our nonaffiliates to market to you | NO | WE DON’T SHARE |
| Questions? | Call 205.263.4700 or go to www.oakworth.com | |
What we do
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Oakworth Capital collect my personal information?
We collect your personal information, for example, when you:
- Open an account
- Apply for a loan
- Provide account information
- Seek advice about investments
- Advisory Services
- Use your credit or debit card or make deposits or withdrawals from your account
- Tell us about your investment or retirement portfolio
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes-information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Companies related by common ownership or control. They can be financial and non-financial companies.
- Oakworth Capital Bank has no affiliates
Companies not related by common ownership or control. They can be financial or nonfinancial companies.
- Oakworth Capital Bank does not share with nonaffiliates so they can market to you
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Oakworth Capital Bank does not jointly market