Wealth Management & Trust

Managing both the broad view and the complexities of our clients’ wealth management and trust needs is our hallmark. Our holistic approach allows us to manage assets not just for today, but for generations. Your Oakworth Client Advisor works to understand deeply your values and goals, then coordinates an elite, multidisciplinary team of financial experts to preserve your invested dollars, provide a readily accessible stream of liquidity, and generate a competitive rate of return – all based upon a statement of investment policy we have defined uniquely for you. We advise our clients on the appropriate asset allocation and execute this strategy through the use of an open-architecture investment platform. We then work closely with our clients to achieve their generational financial objectives.

Fiduciary & Trust Services

Personal Trust Services

  • Full Discretionary Trustee Services
  • Estate Administration
  • Directed Trust Services

Custodian of Assets

  • Receipt and daily sweep of all dividends and interest
  • Disbursement of income or principal, as requested
  • Customized performance measurement
  • Custody of all securities
  • Options to auto reinvest cash from security sales or hold on deposit

Fiduciary & Trustee Roles

  • Overseeing governing document
  • Tax-smart gifting strategies
  • Preserving assets for future generations
  • Filing Fiduciary tax returns
  • Coordinating with clients other trusted advisors
  • Managing real estate held in Trust

Escrow Agent

  • Trusted Third Party
  • Impartially carries out terms of the escrow agreement
  • Responsible for disbursement of funds

Investment Methodology

Analyze Economic Data

  • Consumer Releases
  • Industry & Business Releases
  • Government Releases
  • International Data

Review Monetary Policy

  • Reserves in the banking system
  • FOMC bias & recent actions

Review Demographic Trends, Domestic & Global

Conduct Yield Curve & Sector Analysis

Monitor Global & Domestic Political Environments