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Private & Commercial Banking

Let’s Talk About Debt

Debt is not a bad thing. In fact, it can actually be a good thing if managed properly. By ensuring that your debt is being proactively monitored you can better manage your taxes and ensure your…

How do banks make credit decisions?

Written by: Michael Mims, Managing Director, Private banking Banks are generally on the conservative end of the lending spectrum.  Clients deposit funds into banks for safekeeping, to transact business, and earn a reasonable rate of interest…

Understanding Credit Reports

  The three major credit bureaus, Equifax, Experian and Transunion, use these 5 factors  to compile a credit score which banks and creditors will use to determine your eligibility for various types of loan or credit…

5 Year-End Tax Planning Strategies

The end of the year is quickly approaching. As people turn their attention to holiday shopping and celebrations with friends and family, taxes may be the last thing on their minds. However, implementing one or more…

Fraud Action Plan

Over the last decade, payments fraud has become a concern for nearly every organization. As technology and eCommerce evolve, the threat of fraud evolves with it. Our number one priority is the security of our clients,…

Retaining Workers in a Growing Economy

Record low unemployment rates and a rapidly growing economy are placing a premium on skilled workers. Many employers are struggling to fill jobs and worry that some of their current workforce could jump ship to seek…

Rethinking Retirement

Retirement: Sounds great, right?  Traveling, taking those cooking classes you’ve always wanted to take, or even just the thought of relaxing sounds fantastic.  On the flip side, what will you do with all the extra time?…